Patient Compensation Fund

Indiana Patient Compensation Fund

The state of Indiana has established a Professional Liability insurance pool called the Indiana Patient Compensation Fund (INPCF) for Indiana licensed healthcare providers. As your insurance administrator, we will enroll you and/or your employees in the INPCF. This basic coverage would protect you against Professional Liability suits up to the point where the fund takes over. (A surcharge is added to the premium for inclusion in the fund.)

If you choose to participate in the Patient Compensation Fund (INPCF), please click here to download the application and staff roster. Please note to participate in the fund you may not apply online for coverage at this time.

If you do not choose to participate in the Patient Compensation Fund, you may request a quote by selecting above or by downloading an application.

If you have any questions concerning the details of the Patient Compensation Fund, please contact the Indiana Dept of Insurance Medical Malpractice Division: 311 West Washington, Suite 300 Indianapolis, IN 46204-2787. Website: www.in.gov/idoi Email: idoi@in.gov

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National League for Nursing (NLN) Professional Liability Insurance

You've spent years of education and hard work to become a good nurse. Insufficient malpractice insurance can risk all that you've worked so hard for. Do you know how much coverage you have in case of a malpractice claim. Your employer may not be offering enough protection, which could end up costing you thousands…right out of your own pocket. Protect yourself with Professional Liability Insurance from Marsh U. S. Consumer.

All members are eligible to apply for Professional Liability Insurance. Get started today completing our quick and easy application (don't forget to find out if you qualify for a 10% premium credit). If you have any questions, please visit our FAQ section or call a proliability representative at 1-800-503-9230.

NLN Professional Liability Insurance

Discounts & Credits for NLN Members

You can have this extra coverage for as little as $9.50/month. We offer discounts for part-time nurses and groups, plus more ways to save using Nursing Excellence Credits-see if you qualify for a 10% discount from one of the following:

Continuing Education Credit for attending approved loss prevention/loss control/risk management seminars lasting at least four hours.
Hold a certification from AANPCP, ANCC, AACN Certification Corporation or other certifying bodies. Appproved certifications include AOCN® CCCN, CCNS, CCRN, CNOR, COCN, CPNP, CPON, CRNFA, CRRN, CWCN, CWOCN, CNCC, NCSN, NP-C, OCN® and PCCN.
Magnet Hospital Credit if you're employed at a Magnet Hospital.
Credit if you work in a unit that has received the AACN Beacon Award for Critical Care Excellence.

More Benefits

Up to $2,500 in first-aid reimbursement.
Up to $10,000 per hearing/$25,000 total per year for licensing board hearings to help pay for investigations or your defense.
Up to $10,000 reimbursement for loss of earnings while you attend a trial, hearing or arbitration proceeding at the request of proliability.
Up to $5,000 coverage for deposition related legal expenses related to your professional duties.
Up to $10,000/$25,000 for your medical expenses and damages to your personal property if you are assaulted on the job.
Extra coverage if you assume liability in a managed care contract.

NLN Professional Liability Insurance FAQs

Learn more about our Professional Liability Insurance for nurses, how our plans can offer more protection than your employer’s plan and eligibility requirements.

Doesn't my employer provide me with Professional Liability coverage?

While many employers (not all) will provide some Professional Liability coverage, chances are that coverage may have some serious gaps, including:

Policy limits may not be high enough to protect you and all your co-workers.
You may not be provided with coverage for lost wage reimbursement, licensing board hearing reimbursement and defense costs.
You may not be covered outside of the workplace, such as when you engage in volunteer or part-time work.
You may not be covered for suits filed after you have terminated your employment.

How do I apply?

Applying is just a click away! Get a no-obligation quote and apply for binding coverage instantly by clicking "Apply Online".

If you prefer not to apply online, you may also request an application to be sent to your home. Call 1-800-503-9230 to speak to your professional liability representative today.

What if I need higher limits?

If you are a resident of Virginia, higher limits are available however not on-line at this time. Please contact a professional liability representative at 1-800-503-9230 for an application.

What is Professional Liability Insurance?

NLN Professional Liability Insurance protects you against covered claims arising from real or alleged errors or omissions, including negligence, in the course of your professional duties. Remember, legal defense and settlement costs are paid in addition to your limits of liability.

What would having a personal Professional Liability Insurance Plan give me?

In the event of a lawsuit, your own Professional Liability Insurance policy would:

Provide you with your own attorney.
Pay all reasonable costs incurred in the defense or investigation of a covered claim.
Pay you for lost wages.
Provide reimbursement if licensing board issues were involved.
Pay court costs and settlements in addition to the limits of liability.

Why should I consider an individual Professional Liability Insurance Plan from Marsh?

All the plans offered by Marsh are tailored specifically for each profession to meet your unique needs.

The plan is administered by Marsh U.S. Consumer and underwritten by Liberty Insurance Underwriters Inc., a member company of Liberty Mutual Group. Marsh U.S. Consumer has handled the insurance needs of individual healthcare professionals, schools, universities and associations for over 55 years. As a trusted name in the Professional Liability marketplace, Marsh has earned a reputation defined by superior products and quality services.

NLN Professional Liability Insurance Forms

To find your specific form, please click on the "Get my Application" button below. If you have any questions, please call at 1-800-503-9230 and speak to a professional liability representative today.

Get My Application

How can we help?

Please let us know of any questions or concerns you have. We want to make sure you completely understand your coverage through Marsh U.S. Consumer and how it can benefit you.

Mailing Address:

Marsh U.S. Consumer
PO BOX 14576
Urbandale, IA 50398

Call Center:

Phone: 1-800-503-9230
(7:30 a.m. to 5:00 p.m. Central, M-F)

Email:

eMail: health@proliability.com