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Optometrists Professional Liability Insurance
  • Apply Online

    Not a member of a professional organization?

    Continue to your quote below.

    Apply Online

    Do you belong to a professional organization?

    There may be a discount for you.

    To find out, choose your affiliation from the list below to request a quote:

    • AZOA
    • COA
    • MOA
    • MSOA
    • TOA
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    Learn how proliability.com can cover your liability needs.

    To find out, choose your affiliation from the list below:

    Note: If you're not a member of a professional organization, choose "No Association".

    • AZOA
    • COA
    • MOA
    • MSOA
    • TOA
    • No Association
Patient Compensation Fund
Patient Compensation Fund
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Indiana Patient Compensation Fund

The state of Indiana has established a Professional Liability insurance pool called the Indiana Patient Compensation Fund (INPCF) for Indiana licensed healthcare providers.  As your insurance administrator, we will enroll you and/or your employees in the INPCF. This basic coverage would protect you against Professional Liability suits up to the point where the fund takes over. (A surcharge is added to the premium for inclusion in the fund.)

If you choose to participate in the Patient Compensation Fund (INPCF), please click here to download the application and staff roster. Please note to participate in the fund you may not apply online for coverage at this time.

If you do not choose to participate in the Patient Compensation Fund, you may request a quote by selecting above or by downloading an application.

If you have any questions concerning the details of the Patient Compensation Fund, please contact the Indiana Dept of Insurance Medical Malpractice Division: 311 West Washington, Suite 300 Indianapolis, IN 46204-2787. Website: www.in.gov/idoi Email: idoi@in.gov

Optometrists' Professional Liability Insurance

Protect the Future of Your Finances

Not having Professional Liability Insurance can put your finances and everything you've worked so hard for at risk. Just one mistake (or perceived mistake) can have serious consequences on your practice-leading to claims against your services and maybe even costing you thousands in court. This added liability means you need a company protecting your interests.

Coverage for Your Entire Practice

You can cover you whole practice without increasing your premiums. You just pay for the principals, employees, or additional insured people in your business, and there is no charge for opticians or clerical employees. Everyone is provided coverage for all covered optometric services performed in the business and for moonlighting activities as an optometrist. We offer up to $2,000,000 in protection for each incident and as much as $4,000,000 annually. Plus, you can customize your plan by choosing tailored coverage limits for each person in your practice.

You're Not Alone

Our insurance protects you in court. When a covered claim is brought against you, the legal fees and court costs will be paid for–in addition to your liability limit. That's extra money fighting for you! We will even cover lost wages (up to $10,000) if you're required to be away from your practice while appearing in court due to the lawsuit or claim filed against you.

Free Online, Instant Quote

If you’re ready to purchase Optometrists' Professional Liability Insurance or renew your coverage, click "Request a Quote" or "Renew Policy" now, then follow the simple online process to start your coverage in just minutes. The protection you need, without paying for more than you need.

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