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Optometrists Professional Liability Insurance

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Michigan Optometric Association
Patient Compensation Fund
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Indiana Patient Compensation Fund

The state of Indiana has established a Professional Liability insurance pool called the Indiana Patient Compensation Fund (INPCF) for Indiana licensed healthcare providers.  As your insurance administrator, we will enroll you and/or your employees in the INPCF. This basic coverage would protect you against Professional Liability suits up to the point where the fund takes over. (A surcharge is added to the premium for inclusion in the fund.)

If you choose to participate in the Patient Compensation Fund (INPCF), please click here to download the application and staff roster. Please note to participate in the fund you may not apply online for coverage at this time.

If you do not choose to participate in the Patient Compensation Fund, you may request a quote by selecting above or by downloading an application.

If you have any questions concerning the details of the Patient Compensation Fund, please contact the Indiana Dept of Insurance Medical Malpractice Division: 311 West Washington, Suite 300 Indianapolis, IN 46204-2787. Website: www.in.gov/idoi Email: idoi@in.gov

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Michigan Optometric Association Professional Liability Insurance

Malpractice claims can cost you time and money. Just one claim against your services can damage your career and deplete your finances. Let us protect your career and practice through Professional Liability Insurance. All members are eligible to apply. Get started today by filling out our easy online application (takes only 5 minutes!). If you have any questions, please visit our FAQ section or call a professional liability representative at 1-800-503-9230.

Michigan Optometric Association Professional Liability Insurance - FAQs

Learn more about our malpractice insurance for eye-care professionals, including how much coverage you need and how to choose a deductible that’s right for you. If you have further questions, please give us a call at 1-800-503-9230 and speak to a professional liability representative today.

Click here to expand contentClick here to collapse content  Doesn't my employer provide me with Professional Liability Insurance coverage?

While many employers (not all) will provide some Professional Liability coverage, chances are that coverage may have some serious gaps, including:

  • Policy limits may not be high enough to protect you and all your co-workers.
  • You may not be provided with coverage for lost wage reimbursement, licensing board hearing reimbursement and defense costs.
  • You may not be covered outside of the workplace, such as when you engage in volunteer or part-time work.
  • You may not be covered for suits filed after you have terminated your employment.
Click here to expand contentClick here to collapse content  How do I apply?

Applying is just a click away! Get a no-obligation quote and apply for binding coverage by clicking "Apply Online".

If you prefer not to apply online, you may also request an application to be sent to your home. Call 1-800-503-9230 to speak to your professional liability representative today.

Click here to expand contentClick here to collapse content  What is Professional Liability Insurance?

Michigan Optometric Association (MOA) Professional Liability Insurance protects you against covered claims arising from real or alleged errors or omissions, including negligence, in the course of your professional duties. Remember, legal defense and settlement costs are paid in addition to your limits of liability.

Click here to expand contentClick here to collapse content  What would a Personal Professional Liability Insurance plan give me?

In the event of a lawsuit, your own Professional Liability Insurance policy would:

  • Provide you with your own attorney.
  • Pay all reasonable costs incurred in the defense or investigation of a covered claim.
  • Pay you for lost wages.
  • Provide reimbursement if licensing board issues were involved.
  • Pay court costs and settlements in addition to the limits of liability.
Click here to expand contentClick here to collapse content  Why should I consider an individual Professional Liability Insurance Plan from Marsh?

All the plans offered by Marsh are tailored specifically for each profession to meet your unique needs.

The plan is administered by Marsh U.S. Consumer and underwritten by Liberty Insurance Underwriters Inc., a member company of Liberty Mutual Group. Marsh U.S. Consumer has handled the insurance needs of individual healthcare professionals, schools, universities and associations for over 55 years. As a trusted name in the Professional Liability marketplace, Marsh has earned a reputation defined by superior products and quality services.

Michigan Optometric Association Professional Liability Insurance-Forms

To find your specific form, please click on the "Get my Application" button below. If you have any questions, please call at 1-800-503-9230 and speak to a professional liability representative today.

Get My Application

Michigan Optometric Association Professional Liability Insurance-Contacts

Please let us know of any questions or concerns you have. We want to make sure you completely understand your coverage through Marsh U.S. Consumer and how it can benefit you.

 
 Mailing Address:
 
Marsh U.S. Consumer
PO BOX 14576
Urbandale, IA 50398
 
Call Center:
 
Phone:  1-800-503-9230
(7:30 a.m. to 5:00 p.m. Central, M-F) 
 
Email:
 
eMail:     health@proliability.com
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