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Professional Liability Insurance

Protect the Future of Your Finances and Career

Every career field today needs this added protection. Professional Liability Insurance (also called Malpractice Insurance) can help protect your finances and keep your career on track. Just one allegation against your services can have serious consequences on your career - leading to legal claims and maybe even costing you thousands in court. This added liability means you need a company protecting your interests. We will work with you to make sure you have enough protection and will have a team of experts on call if a claim is made.

Why You Need More Than Your Employer's Coverage

Most malpractice insurance provided by employers does not provide enough coverage in the event of a claim or lawsuit. Not to mention, you're not protected for volunteering or working another part-time job. Getting caught up in a legal battle without enough protection means you could end up spending thousands in legal fees… out of your own pocket! Make sure you're not stuck defending yourself – let us help.

Make Sure You're Covered – In Court & At Work

If a claim is filed against you we will make sure you're protected.

  • In Court – We will cover attorney fees and other legal costs if your claim ends up in court – with extra coverage.
  • At Work – We will pay you for lost wages while taking time off work to defend yourself. Plus, we'll provide reimbursement for licensing board issues.

You can have up to $4,000,000 each year defending you – up to $2,000,000 for each incident. This coverage is for full-time employees as well as part-time employees.

Download an Application

If you’re ready to purchase Professional Liability Insurance or renew your coverage, make sure to talk to us first. Download our application to start your coverage in just minutes. We will make sure you have the protection you need, without paying for more than you need.

Learn More about Professional Liability Insurance

Learn more about our malpractice insurance, including how much coverage you need. If you have further questions, please review the contacts tab and select the correct phone number to speak to a professional liability representative today.

Click here to expand contentClick here to collapse content  Am I eligible to purchase my medical Professional Liability with installments?

Illinois Medical Professional Liability Law PA94-644, Senate Bill 475, requires insurers to implement a quarterly premium payment installment plan as prescribed by the Secretary of the Illinois Department of Financial and Professional Regulations (IDFPR).

If you practice in the state of Illinois and your annual medical professional liability premium is over $500, please visit www.proliability.com/illinstall for information regarding installment payment options.

Click here to expand contentClick here to collapse content  Doesn't my employer provide me with Professional Liability Insurance coverage?

While many employers (not all) will provide some Professional Liability coverage, chances are that coverage may have some serious gaps, including:

  • Policy limits may not be high enough to protect you and all your co-workers.
  • You may not be provided with coverage for lost wage reimbursement, licensing board hearing reimbursement and defense costs.
  • You may not be covered outside of the workplace, such as when you engage in volunteer or part-time work.
  • You may not be covered for suits filed after you have terminated your employment.
Click here to expand contentClick here to collapse content  How do I apply?

Applying is just a click away! Get a no-obligation quote and apply for binding coverage instantly at www.proliability.com.

If you prefer not to apply online, you may also request an application to be sent to your home. Call 1-800-523-9345 ext. 425 to speak to your professional liability representative today.

Click here to expand contentClick here to collapse content  What is Professional Liability Insurance?

Professional Liability Insurance protects you against covered claims arising from real or alleged errors or omissions, including negligence, in the course of your professional duties. Remember, legal defense and settlement costs are paid in addition to your limits of liability.

Click here to expand contentClick here to collapse content  What would a Personal Professional Liability Insurance plan give me?

In the event of a lawsuit, your own Professional Liability Insurance policy would:

  • Provide you with your own attorney.
  • Pay all reasonable costs incurred in the defense or investigation of a covered claim.
  • Pay you for lost wages.
  • Provide reimbursement if licensing board issues were involved.
  • Pay court costs and settlements in addition to the limits of liability.
Click here to expand contentClick here to collapse content  Why should I consider an individual Professional Liability Insurance Plan from Marsh?

All the plans offered by Marsh are tailored specifically for each profession to meet your unique needs.

The plan is administered by Marsh U.S. Consumer and underwritten by Liberty Insurance Underwriters Inc., a member company of Liberty Mutual Group. Marsh U.S. Consumer has handled the insurance needs of individual healthcare professionals, schools, universities and associations for over 55 years. As a trusted name in the Professional Liability marketplace, Marsh has earned a reputation defined by superior products and quality services.

Applications/Forms

To find your specific form, please click on the "Get my Application" button below. If you have any questions, please review the contacts tab and select the correct number to with a  professional liability representative today.

How can we help?

Please let us know of any questions or concerns you have. We want to make sure you completely understand your coverage through Marsh U.S. Consumer and how it can benefit you.

Mailing Address:

Marsh U.S. Consumer
PO Box 14576
Urbandale, IA 50398

Call Center:

Phone: 1-800-503-9230
(7:30 a.m. to 5:00 p.m. Central, M-F)

Broker - Dealer please call 1-800-978-6273

Life and Health Agents please call 1-888-424-2310

Fax: (515) 365-6338

Email:

eMail:     health@proliability.com