Professional Liability Insurance for Physicians and Healthcare Professionals
Protect the Future of Your Finances and Career
While you're serving and protecting your patients each day, who is protecting you? Just one mistake (or perceived mistake) can have serious consequences on your practice - leading to claims against your services and maybe even costing you thousands in court. This added liability means you need a company protecting your interests. Professional Liability Insurance (also called Malpractice Insurance) can help protect your assets and keep your career in healthcare successful.
Why You Need More Than Your Employer's Coverage
Most malpractice insurance provided by employers for healthcare workers do not provide enough coverage in the event of a claim or lawsuit. Getting caught up in a legal battle without enough protection means you could end up spending thousands in legal fees… out of your own pocket!
Did you know most hospitals and employers’ liability programs only cover claims as they’re made? This is called “claims-made” coverage and means that you’re only covered while you work for that employer. So if a patient makes a claim a year after you move jobs, you’re on your own… with no insurance to protect you. Mercer Consumer covers you no matter what. We offer “occurrence” coverage, which means that as long as you were protected by our program when the incident happened, you’re always covered – no matter when the claim in filed.
$4,000,000 Set Aside Each Year for You
We’ll set aside up to $4,000,000 each year to make sure you’re covered and $2,000,000 for each incident. Plus, you don’t have to pay a dime for approved attorney and defense costs – no matter how high those costs climb during the malpractice suit. That extra protection is in addition to the $4,000,000 – not taken out of it.
Free Online, Instant Quote
If you’re ready to purchase Professional Liability Insurance or renew your coverage, make sure to talk to us first. Get an instant quote today, and then fill out our application to start your coverage in just minutes. We will make sure you have the protection you need, without paying for more than you need.