Choice Home Insurance

Choice Home Insurance  


Whether you own or rent, your home is the center of your life and holds everything you cherish. But how protected is your home if a fire, storm or break-in occurs? Will your current insurance help you “replace” it all? That’s why it’s a good idea to review your coverage annually to make sure it meets your current needs.

Your colleagues who switch their homeowners and renters insurance1 to the Choice Home Program are saving hundreds of dollars every year and getting better coverage thanks to:

  • Special employee discounts that are typically lower than anything you can find on your own2
  • Quick, multiple quotes from America’s top-rated insurance companies—all from one phone call
  • Convenience of being able to switch right away and start saving sooner
  • Ease of paying premiums via payroll deduction
  • Portable coverage you can take if you leave your current employer

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As an eligible employee, you can apply for affordable and convenient home insurance through the [ABC Company's] PersonalPlans Voluntary Benefits Program.

The descriptions of coverages listed on this Web site are necessarily brief and are subject to the provisions, limitations, and exclusions that can only be expressed in the policy and related endorsements.

  • Who are the providers?

    We partner only with dependable, top-rated insurance companies: MetLife Auto & Home®, Travelers, Liberty Mutual Insurance, Safeco Insurance®, and Kemper Select.
  • How can this help me?

    It's a free service provided to employees. You will receive competitive quotes and exclusive discounts to potentially save hundreds of dollars on auto and home insurance.

    Compare your current insurance coverage with 5 top-ranked insurance companies. If you like what you hear you have the option to make the change and put your new coverage into effect on the same call, no extra steps, no time delays, no hassles.

  • Who is eligible?

    All employees and their family members are eligible to obtain a FREE quote. 
  • When can I enroll?

    Call the number listed in the “Contact Us” section of this website during the designated hours. That will connect you directly to a U.S. based licensed representative.
  • How much will this coverage costs?

    Getting a quote has never been easier. Make a phone call get your free customized competitive quote now. It’s easy, fast, and there’s no risk or obligation.
  • What if my employment status changes?

    When you leave or retire from [Sample company], you can continue your home coverage without interruption, subject to applicable law and the policies' terms and conditions. Although payroll deduction will no longer be available if you retire or leave [Sample company], you can opt for other payment methods such as direct checking or bank account deduction, credit card billing or home billing.
  • When would my new policy begin?

    Almost immediately, if you would like! If you are accepted for coverage, your insurance can start the day after you apply for the coverage over the phone. If you want to receive proof of your new coverage sooner rather than later, you can get temporary insurance cards by fax or email, subject to state availability. Your permanent cards will be mailed to you.
  • How do I change my policy?

    Changing your policy is as easy as a phone call to one of our specially-trained insurance counselors. Call the phone number listed in the “Contact Us” section of this website.
  • What do I do if I have a claim?

    Call the number listed in the “Contact Us” section of this website and you will be routed to your insurance company. Always call as soon as possible, regardless of the situation.


    1Home insurance is not available in FL through the carriers offered in this program and may not be part of MetLife Auto & Home’s benefit offering in MA.

    2Discounts are not available from all carriers and only available to those who qualify. Coverages, discounts and billing options are subject to state availability, individual qualification and/or the insuring company's underwriting guidelines.

Our Role & Compensation

Details of Mercer disclosure of the compensation.

MetLife Disclaimer:

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates:  Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI.  Coverage, rates, discounts, and policy features vary by state and product, and are available in most states to those who qualify.  Met P&C®, MetCasSM, and MetGenSM, are licensed in Minnesota. ©2017 MetLife Auto & Home.  L0616468762[exp0519][All States][DC]


Travelers Disclaimer:

Insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates, One Tower Square, Hartford, CT 06183. In CA: Insurance is underwritten by Travelers Commercial Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority # 6519, or Travelers Property Casualty Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority # 6521, State of Domicile: Connecticut. In FL: Homeowners insurance is not currently offered for new business. In TX: Auto insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers company. Coverages, discounts, special program rates or savings, billing options, and other features are subject to availability and individual eligibility. Not all features available in all areas. © 2017 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.


Liberty Mutual Disclaimer:

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. The program cannot guarantee coverage. A consumer report from a consumer reporting agency and/or motor vehicle report, on all drivers on your policy, may be obtained where state laws and regulations allow. In TX: Auto coverage provided by Liberty County Mutual Insurance Company and home insurance provided by Liberty Insurance Corporation. CA Department of Insurance license number: 0G92799. Liberty Mutual Insurance Company is licensed in Minnesota. Liberty Mutual is an Equal Housing Insurer. ©2017 Liberty Mutual Insurance.


Safeco Disclaimer:

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with a principal place of business at 175 Berkeley Street, Boston, MA02116.  The materials herein are for informational purposes only.  Nothing herein creates a contract.  All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy.  If the information in these materials conflicts with the policy language that it describes, the policy language prevails.  Eligibility is subject to meeting applicable underwriting criteria.  To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.  Not available in all states.


Kemper Select Disclaimer:

Kemper Select is part of Kemper Corporation (NYSE: KMPR), one of the nation’s leading financial service providers. All applicants are individually underwritten and some may not qualify.  Certain coverages, discounts, on-line quotes and payment options are not available in all states.  In certain states, and for certain coverages, insurance may be written by non-affiliated companies. 

©2017 Kemper Direct. All Rights Reserved.