A&E Professional Liability Insurance

As battles in the courtroom open the door for more professional liability lawsuits against Architects and Engineers, it’s more important than ever to protect your financial well-being with the right professional liability coverage.

Why Proliability Coverage is the Right Choice

Proliability is proud to offer you comprehensive coverage with competitive premiums – we don’t believe you should have to skimp on coverage to make it affordable for you. Our Professional Liability Insurance for Architects, Engineers, and Land Surveyors offers the following key features:

• Extensive Insurance Options: Range of policy limits and deductible options; additional technology risk coverage options available
• Claims Services: Pre-claims assistance offered from experienced A&E attorneys and claims professionals
• Risk Management Services: Coverage for Identity Theft, Terrorist Travel, Emergency Real Estate Consultant Fee, Workplace Violence Counseling, and more

Our Coverage Details tab provides additional information about the A&E Professional Liability Program, as well as additional coverage options available to our insureds.

A&E Professional Liability Program Details

Our Professional Liability Insurance for Architects, Engineers, and Land Surveyors offers the following typical policy features:

• Numerous policy limits and deductible options
• Claims made/prior acts
• Available in all states except AK, LA, VT and WY
• Mercer has access to admitted carriers in all states
• Disciplinary proceedings reimbursement extension— $10,000 per policy period
• Reputation management reimbursement extension— $15,000 per policy period
• Broad definition of insured—includes insured’s joint ventures
• Automatic 60-day coverage for acquired entities
• Blanket waiver of subrogation provision for clients of the insured, as required by contract
• Automatic excess and difference in conditions coverage (DIC) for separately insured projects
• Punitive damages extension—where insurable by law
• ADA, FFHA and OSHA regulatory actions extension
• Worldwide coverage territory—right and duty to defend
• Mutual selection of expert defense counsel
• Innocent insured extension
• Contractor’s pollution liability extension

Technology Risk Coverage options could include:

• Electronic transfer of data
• Copyright infringement
• Web-hosting functions
• Privacy liability

Claims Services available:

• Pre-claims assistance from experienced A&E attorneys and claims professionals
• Proactive claims management through experienced lawyers and claims management professionals

Risk Management:

• Contract reviews
• Live quarterly web-based seminars
• Dedicated web portal exclusively for policyholders with videos, on-demand webinars and more
• CE credits available for applicable firms

General Liability Options Available through Mercer Consumer:

• Business Owners Package
• Workers’ Compensation
• Employment Practices Liability Insurance

Call a professional liability representative at 1-855-213-0124 to learn more about proliability’s extensive coverage or download an application instantly online.

These forms(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

• Insurance Application
• Risk Assessment and Review Professional Liability Toolkit
• AE Condo Supp
• AE Large Project Supp
• AE Specific Add'l Limit Supp
• AE Tech Info Support
• AE Third Party Tech Supp

How can we help with your Professional Liability Insurance coverage?

Please let us know of any questions or concerns you have. We want to make sure you completely understand your coverage through Mercer Consumer and how it can benefit you.

Mailing Address
A&E Proliability Program
PO Box 14438
Des Moines, IA 50306-9803

Call Center
1-866-486-1946
(8:00 a.m. to 5:00 p.m. Central Time, M-F)

Fax: 1-515-365-0681

Email
PLSTeam2.service@mercer.com