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California Optometric Association

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California Optometric Association (COA) Professional Liability Insurance-Overview

Malpractice claims can cost you time and money. Just one claim against your services can damage your career and deplete your finances. Let us protect your career and practice through Professional Liability Insurance. All members are eligible to apply. Get started today by filling out our easy online application (takes only 5 minutes!). If you have any questions, please visit our FAQ section or call a professional liability representative at 1-800-775-2020.

At this time the application you have request is not available to be downloaded. Please click 'here' to complete the online application. If you have any additional questions please contact an Associate at 1-800-775-2020. Thank you.

California Optometric Association (COA) Professional Liability Insurance-FAQs

Learn more about our malpractice insurance for eye-care professionals, including how much coverage you need and how to choose a deductible that’s right for you. If you have further questions, please give us a call at 1-800-775-2020 and speak to a professional liability representative today.

While many employers (not all) will provide some Professional Liability coverage, chances are that coverage may have some serious gaps, including:

  • Policy limits may not be high enough to protect you and all your co-workers.
  • You may not be provided with coverage for lost wage reimbursement, licensing board hearing reimbursement and defense costs.
  • You may not be covered outside of the workplace, such as when you engage in volunteer or part-time work.
  • You may not be covered for suits filed after you have terminated your employment.

Applying is just a click away! Get a no-obligation quote and apply for binding coverage by clicking "Download Application".

If you prefer not to apply online, you may also request an application to be sent to your home. Call 1-800-775-2020 to speak to your professional liability representative today.

California Optometric Association (COA) Professional Liability Insurance protects you against covered claims arising from real or alleged errors or omissions, including negligence, in the course of your professional duties. Remember, legal defense and settlement costs are paid in addition to your limits of liability.

In the event of a lawsuit, your own Professional Liability Insurance policy would:

  • Provide you with your own attorney.
  • Pay all reasonable costs incurred in the defense or investigation of a covered claim.
  • Pay you for lost wages.
  • Provide reimbursement if licensing board issues were involved.
  • Pay court costs and settlements in addition to the limits of liability.

All the plans offered by Mercer Consumer are tailored specifically for each profession to meet your unique needs.

The plan is administered by Mercer Consumer and underwritten by Liberty Insurance Underwriters Inc., a member company of Liberty Mutual Group. Mercer Consumer has handled the insurance needs of individual healthcare professionals, schools, universities and associations for over 55 years. As a trusted name in the Professional Liability marketplace, Mercer Consumer has earned a reputation defined by superior products and quality services.

How can we help?

Please let us know of any questions or concerns you have. We want to make sure you completely understand your coverage through Mercer Health & Benefits Insurance Services LLC and how it can benefit you.

Mailing Address:
Mercer Health & Benefits Insurance Services LLC
633 West 5th Street, Suite 1200
Los Angeles, CA 90071

Call Center:
Phone: 1-800-775-2020
(8:00 a.m. to 5:00 p.m. Pacific, M-F)