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Mental Health Professionals

Superior Malpractice Coverage with Competitive Premiums

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Malpractice Insurance for Mental Health Professionals
As a Mental Health Professional, your career is at risk of a malpractice lawsuit that could be financially devastating. With limitations on your employer’s insurance that you may not be aware of, you could find yourself owing thousands of dollars in your own defense when that coverage fails.

Why You Need Your Own Professional Liability Insurance
Consider the likely gaps in your employer’s malpractice insurance that are leaving your career exposed:

  • Claims-made insurance may not cover suits filed after you have terminated your employment
  • Policy limits that may not be high enough to protect you and all your co-workers
  • Coverage that may not include lost wage reimbursement or licensing board hearing reimbursement
  • Coverage that likely doesn’t extend outside of the workplace, such as when you engage in volunteer, moonlighting or self-employed activities

Check out the Coverage Details tab to learn how a personal professional liability plan from Proliability can cover these gaps with superior coverage at an affordable rate.

Why Proliability Coverage is the Right Choice *
Proliability is proud to offer you comprehensive coverage with competitive premiums – we don’t believe you should have to skimp on coverage to make it affordable for you. Our Mental Health Professionals’ Professional Liability Insurance offers the following:

  • Inclusive Insurance: Coverage available for employed or self-employed mental health professionals
  • Extensive Coverage: Various limit options
  • Your Own Defense: Your own attorney to protect your best interests in a lawsuit
  • Lost Wage Reimbursement: Reimbursement for lost wages due to various activities, including trial attendance, that may be required of you in your defense
  • Court Costs Coverage: Payment of certain expenses incurred in your defense, in addition to the limits of liability
  • Licensing Issues Reimbursement: Coverage for representation in response to licensing board actions, even if a malpractice suit isn’t filed

*This is only a summary of insurance policy provisions offered in the program. Certain coverage benefits described herein may not be available in your state at the time of policy issuance, or may be available, but with differing terms and conditions. If any conflict exists between the benefits described herein and those contained in any actual policy issued, the terms and conditions of the issued policy prevail. Coverage is only bound upon underwriting acceptance. Applying and paying for coverage is not a guarantee of acceptance into the program.

How can we help?
Please let us know of any questions or concerns you have. We want to make sure you completely understand your coverage through Mercer Consumer and how it can benefit you.

Mailing Address
Mercer Consumer
PO Box 14576
Des Moines, IA 50306

Call Center
1-800-503-9230
(Call Center Hours: 7:30 a.m. to 5:00 p.m., Central Time, M-F)

Email
health@proliability.com