Malpractice Insurance for Nurses
As a nurse, you are protecting patients every day while you're on the job. But who's protecting you? Many nurses have learned the hard way that they cannot rely solely on their employers for professional liability coverage. Without enough protection, you could spend thousands in legal fees…out of your own pocket!
Make sure this doesn't happen to you –– get your individual nurse malpractice insurance policy. Who needs this extra protection? You do if you work in a hospital, outpatient clinic, community health organization, physician- or nurse-based practice... or anywhere else! Mercer Consumer offers nursing liability insurance that will provide protection beyond the coverage that may or may not be maintained by your employer.
Did you know most hospitals and employers professional liability programs only cover claims if coverage is in effect when the claim is made? This is called "claims-made" coverage and means that you're only covered while you work for that employer and as long as that employer maintains the coverage in good standing. So, if a patient makes a claim a year after you change jobs, you may be on your own … with no liability insurance to protect you.
Mercer Consumer covers you no matter what. We offer "occurrence" coverage, which means that as long as you were protected by our program when the incident happened, you're always covered – no matter when the claim is filed.
$2,000,000 Set Aside For Each Incident That May Occur
We'll set aside up to $4,000,000 each year to make sure you're covered, and $2,000,000 for each incident. Plus, you don't have to pay a dime for approved attorney and defense costs––no matter how high those costs climb during the malpractice suit. That extra protection is in addition to the $2,000,000.
Free Online, Instant Quote
If you’re a nurse and need to purchase Professional Liability Insurance for the first time, or if you are simply looking to renew a policy already in place, make sure to talk to us first. Get an instant quote today and then fill out our application. We will work hard to get you the protection you need, without paying more than you need to.