Nurse and Nurse Practitioners' Professional Liability Insurance
As a medical professional, you are protecting patients everyday while you're on the job. But who's protecting you? Many medical professionals have learned the hard way they cannot rely solely on their employers for professional liability coverage as much as they thought, and spend thousands in legal fees…out of their own pockets!
Make sure this doesn't happen to you – get your individual nurse malpractice insurance policy. Who needs this extra protection? You do, if you work in a hospital, outpatient clinic, community health organization, physician- or nurse-based practices... or anywhere else! Mercer Consumer offers nursing liability insurance that will provide protection beyond your employer.
Did you know most hospitals and employers' professional liability programs only cover claims as they're made? This is called "claims-made" coverage and means that you're only covered while you work for that employer. So if a patient makes a claim a year after you move jobs, you're on your own…with no liability insurance to protect you.
Mercer Consumer covers you no matter what. We offer "occurrence" coverage, which means that as long as you were protected by our program when the incident happened, you're always covered–no matter when the claim is filed.
$2,000,000 Set Aside For Each Incident That May Occur
We'll set aside up to $4,000,000 each year to make sure you're covered, and $2,000,000 for each incident. Plus, you don't have to pay a dime for approved attorney and defense costs–no matter how high those costs climb during the malpractice suit. That extra protection is in addition to the $2,000,000–not taken out of it.
Free Online, Instant Quote
If you’re a nurse or nurse practitioner and need to purchase Professional Liability Insurance or renew your malpractice insurance coverage, make sure to talk to us first. Get an instant quote today and then fill out our application, which only takes 5 minutes. We will make sure you have the protection you need, without paying for more than you need.
ALERT: New state laws in Nevada for nurse practitioners and malpractice insurance
Concurrent with new state laws that take effect Monday, July 1, 2013 the Nevada State Board of Nursing is expected soon to require nurse practitioners practicing in Nevada to have malpractice insurance with professional liability limits of $1,000,000 for each claim, and an annual aggregate limit of at least $3,000,000. You can secure coverage at competitive rates, online from proliability.com through Mercer Consumer, a service of Mercer Health & Benefits Administration LLC. Click here http://www.proliability.com/professional-liability-insurance/nurses to apply for coverage.