Nurse Malpractice Insurance

nurses/nurse practitioners

American Nurses Association (ANA) Professional Liability Insurance

You’ve spent years of education and hard work to become a good nurse. Insufficient malpractice insurance can risk all that you’ve worked so hard for. Do you know how much coverage you have in case of a malpractice claim. Your employer may not be offering enough protection, which could end up costing you thousands … right out of your own pocket. Protect yourself with Professional Liability Insurance from Mercer Consumer.

All members are eligible to apply for professional liability insurance. Get started today completing our quick and easy application (don’t forget to find out if you qualify for a 10% premium credit). If you have any questions, please visit our FAQ section or call a proliability representative at 1-800-503-9230.

ANA Professional Liability Insurance

Discounts & Credits

You can have this extra coverage for as little as $9.50/month. We offer discounts for part-time nurses and groups, plus more ways to save using Nursing Excellence Credits-see if you qualify for a 10% discount from one of the following:

  • Continuing Education Credit for attending approved loss prevention/loss control/risk management seminars lasting at least four hours.
  • Hold a certification from AANPCP, ANCC, AACN Certification Corporation or other certifying bodies.  Appproved certifications include AOCN® CCCN, CCNS, CCRN, CNOR, COCN, CPNP, CPON, CRNFA, CRRN, CWCN, CWOCN, CNCC, NCSN, NP-C, OCN® and PCCN.
  • Magnet Hospital Credit if you're employed at a Magnet Hospital.
  • Credit if you work in a unit that has received the AACN Beacon Award for Critical Care Excellence.

More Benefits

  • Up to $2,500 in first-aid reimbursement.
  • Up to $10,000 per hearing/$25,000 total per year for licensing board hearings to help pay for investigations or your defense.
  • Up to $10,000 reimbursement for loss of earnings while you attend a trial, hearing or arbitration proceeding at the request of proliability.
  • Up to $5,000 coverage for deposition related legal expenses related to your professional duties.
  • Up to $10,000/$25,000 for your medical expenses and damages to your personal property if you are assaulted on the job.
  • Extra coverage if you assume liability in a managed care contract.

ANA Professional Liability Insurance FAQs

Learn more about our Professional Liability Insurance for nurses, how our plans can offer more protection than your employer's plan and eligibility requirements.

While many employers (not all) will provide some Professional Liability coverage, chances are that coverage may have some serious gaps, including:

  • Policy limits may not be high enough to protect you and all your co-workers.
  • You may not be provided with coverage for lost wage reimbursement, licensing board hearing reimbursement and defense costs.
  • You may not be covered outside of the workplace, such as when you engage in volunteer or part-time work.
  • You may not be covered for suits filed after you have terminated your employment.

Applying is just a click away! Get a no-obligation quote and apply for binding coverage instantly by clicking "Apply Online".

If you prefer not to apply online, you may also request an application to be sent to your home. Call 1-800-503-9230 to speak to your professional liability representative today.

If you are a resident of Virginia, higher limits are available however not on-line at this time. Please contact a professional liability representative at 1-800-503-9230 for an application.

ANA Professional Liability Insurance protects you against covered claims arising from real or alleged errors or omissions, including negligence, in the course of your professional duties. Remember, legal defense and settlement costs are paid in addition to your limits of liability.

In the event of a lawsuit, your own Professional Liability Insurance policy would:

  • Provide you with your own attorney.
  • Pay all reasonable costs incurred in the defense or investigation of a covered claim.
  • Pay you for lost wages.
  • Provide reimbursement if licensing board issues were involved.
  • Pay court costs and settlements in addition to the limits of liability.

All the plans offered by Mercer Consumer are tailored specifically for each profession to meet your unique needs.

The plan is administered by Mercer Consumer and underwritten by Liberty Insurance Underwriters Inc., a member company of Liberty Mutual Group. Mercer Consumer has handled the insurance needs of individual healthcare professionals, schools, universities and associations for over 55 years. As a trusted name in the Professional Liability marketplace, Mercer Consumer has earned a reputation defined by superior products and quality services.

ANA Professional Liability Insurance Forms

To find your specific form, please click on the "Get my Application" button below. If you have any questions, please call at 1-800-503-9230 and speak to a professional liability representative today.

How can we help?

Please let us know of any questions or concerns you have. We want to make sure you completely understand your coverage through Mercer Consumer and how it can benefit you.

Mailing Address:

Mercer Consumer
PO Box 14576
Des Moines, IA 50306

Call Center:

Phone: 1-800-503-9230
(7:30 a.m. to 5:00 p.m. Central, M-F)

Email:

eMail:     health@proliability.com