• Real Estate Agents and Brokers Errors and Omissions Insurance

Real Estate Agents & Brokers

Protecting Your Professional Reputation with Top-Rated E&O Carrier General Star


Customizable Insurance

Offering flexible limit and deductible options to meet your unique needs

Industry-Specific Insurance

Providing coverage unique to real estate professionals

Easy Online Application

Offering a fast online application and binding of coverage for those who qualify
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Errors & Omissions Insurance for Real Estate Agents & Brokers

Real estate agents and brokers are especially susceptible to errors and omissions lawsuits, and going without the right E&O insurance to protect you leaves your professional reputation – and your personal finances – needlessly exposed.

Why Proliability Coverage is the Right Choice

Proliability’s E&O Insurance for Real Estate Agents and Brokers combines the risk management expertise of Mercer Consumer and the financial security of our top-rated carrier General Star. Our Agents and Brokers E&O policy offers the following key features:

  • Extensive Coverage: Up to $1 million each year to defend you
  • Prior Acts Protection: Coverage for prior acts for qualified applicants
  • Industry-Specific Coverage: Unique coverage for real estate, including $50,000 Open House Coverage, Mortgage Brokering Coverage, and more
  • Consent-to-Settle Feature: Settlement in a case will never be agreed to without your consent
  • Risk Management Services: Access to our Risk Management Hotline and website as a value-add for being an insured with Mercer Consumer

Our Coverage Details tab provides additional information about the Real Estate Agent and Broker E&O Insurance Program. You can also take advantage of our fast online application process if you’re ready to get started!

Real Estate Agent and Broker E&O Insurance Program Details

Proliability’s E&O Insurance offers comprehensive coverage for real estate agents and brokers with an impressive list of features to meet the needs of your industry:

  • Multiple limit and deductible options
  • Separate Limit for Claim Expenses and a deductible that applies to loss-only options available
  • Franchisor Coverage included
  • Title Agent and Notary Coverage
  • $50,000 Open House Coverage
  • $27,500 Seller’s Defense Coverage Extension (Not available on California Easy)
  • $10,000 Supplementary Payment for Regulatory Board investigations/defense
  • $10,000 Supplementary Payment for Subpoena Assistance
  • $10,000 Supplementary Payment for Reputation Protection Expense
  • $5,000 Supplementary Payment for Third-Party Notification/Electronic Information Damages
  • $5,000 Supplementary Payment for Dishonest Acts of Employees
  • Short-Term Escrow Agents included in Who is Insured provision
  • Fair Housing Discrimination Coverage ($250,000 aggregate for Damages and Claim Expenses)
  • Failure to Disclose the Existence of Certain Substances ($100,000 aggregate for Asbestos, Fungus/Mold and Lead — Full policy limit available for Pollutants)
  • Deductible Waiver Options
  • Owned Property Coverage
  • Lockbox Coverage
  • Mortgage Brokering Coverage available

*Please note: The coverage benefits may not be available in all states at this time.

Call a professional liability representative at 1-866-795-9613 to learn more about proliability’s extensive coverage, or fill out our easy online application in a matter of minutes!

How can we help you with your Errors & Omissions Insurance coverage?

Please let us know of any questions or concerns you have. We want to make sure you completely understand your coverage through Mercer Consumer and how it can benefit you.

Mailing Address
Mercer Consumer
12421 Meredith Dr
Urbandale, IA 50398

Call Center
(8:00 a.m. to 5:00 p.m. Central Time, M-F)

Fax: 1-515-365-3043


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