As a dental hygienist, you work hard in your career and the care and treatment of your patients. A disciplinary action or malpractice lawsuit can have unforeseen consequences on both your career and financial future. While you may have professional liability insurance (malpractice insurance) through your employer, there may be limitations and you may not be fully protected. Having your own professional liability insurance, designed to put your interests first, is the best way to incorporate personal risk management. That's where Proliability comes in. We offer coverage that provides you peace of mind to focus on your patients with premiums* as low as $69. Proliability is the only sponsored professional liability insurance provider for ADHA since 1980. Coverage is available for Dental Hygienists that are employed, self-employed or own a practice.
Risk management and professional liability insurance go hand in hand. At Proliability, we recognize the importance of providing comprehensive risk management resources to our policyholders.
We have partnered with OmniSure Consulting Group, a risk management leader, to provide a host of risk management resources. Our active policyholders receive:
Am I covered for administering COVID-19 vaccines?
Proliability, powered by Mercer, continues to monitor COVID-19 and its impact on healthcare practitioners. We understand you may have questions related to your healthcare professional liability insurance, including your actual or potential administration of a COVID-19 vaccine.
The insurance policy, offered through Proliability and underwritten by Liberty Insurance Underwriters, Inc., does not exclude coverage for delivering a FDA approved/emergency use authorization COVID-19 vaccine in those states where hygienists are authorized to deliver injections.
For additional clarity on this topic, each hygienist electing to provide professional services to inject patients with a COVID-19 vaccine has a duty to ensure that you are lawfully providing professional services and meeting the requirements outlined by your professional state or federal licensing or regulatory boards and practicing within your profession’s scope and standards of practice.
Coverage for every injection is not guaranteed. While an extreme example, a vaccine claim may be denied by the carrier if a hygienists failed to follow usual and customary medical guidelines regarding reuse of a needle or syringe.
If you would like a copy of your policy, please visit My Account.
Limits — up to $1/3M
Legal Representation — Legal fees paid in addition to the liability limits
HIPAA Coverage — $25,000
Licensing Board Reimbursement — $10,000 per incident/$25,000 per policy period
Deposition Expense — $10,000 per policy period
Wage Loss and Expense — $500 per day/$10,000 per incident/$25,000 policy period
First Aid Reimbursement — $10,000 per policy period
Medical Payments — $5,000 per person/$100,000 all persons
Damage to Property of Others — $10,000
First Party Assault Coverage — $10,000/$25,000 policy period
Occurrence Policy Form
Sexual Abuse/Molestation Coverage - $25,000 sub-limit
Portable Coverage — Follows You 24/7
Optional Coverage Features
We’re backed by a global leader in insurance brokerage and risk management, helping us provide coverage you can depend on.
Because we’re a leading provider of professional liability insurance, you can count on us to deliver solid protection and financial security.
We don't just want your business. We want to be your partner.
Hear from professionals just like you who choose Proliability for their professional liability insurance.
Liberty International Underwriters is the marketing name for the broker-distributed specialty lines business operations of Liberty Mutual Insurance.
*This is only a summary of insurance policy provisions offered in the program. Certain coverage benefits described herein may not be available in your state at the time of policy issuance, or may be available, but with differing terms and conditions. If any conflict exists between the benefits described herein and those contained in any actual policy issued, the terms and conditions of the issued policy prevail. Coverage is only bound upon underwriting acceptance. Applying and paying for coverage is not a guarantee of acceptance into the program.